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general financial literacy
Supplementary Content for General Financial Literacy (Utah Course) - Current as of September 1, 2006
Standard 1 - Decision- making process
- Objective 1 - How goals, decision making and planning affect personal financial choices and behaviors.
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- Objective 2 - Role of cultural, social and emotional influences on financial behavior.
- Objective 3 - Relate financial decisions to personal and societal consequences.
Standard 2 - Sources of income / Career Preparation
- Objective 1 - Forms of income and factors that affect income.
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- Objective 2 - Identify and understand required income withholdings.
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- Objective 3 - Criteria for selecting a career and impact on career choices on income / stability.
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Standard 3 - Principles of Money management
- Objective 1 - Role of planning and maintaining a balanced budget.
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- Objective 2 - Understand credit uses and costs.
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- Objective 3 - Impact of credit on money management.
- Objective 4 - Rights and responsibilities of buyers and sellers under consumer protection laws.
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- Objective 5 - Purposes for insurance and risk management.
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Standard 4 - Savings, Investing & Retirement Planning
- Objective 1 - Value and use of savings in financial planning.
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- Objective 2 - Value of investing and types of investments in the financial planning process.
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- Objective 3 - Compare savings and investment.
- Objective 4 - Financial preparation for retirement.
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